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URFirst Savings Account

URFirst Savings: A Simple Way to Start Saving

Whether you're saving for an emergency fund, a future purchase, or simply building better financial habits, the URFirst Savings account offers an easy way to get started. With a low opening deposit, interest on qualifying balances, and straightforward account features, it's a simple savings option for customers at every stage of life.

Unlike a checking account, a savings account is designed to help you set money aside while still giving you access to your funds when you need them. If you're looking for a basic savings account with low fees1 and convenient digital banking tools, the URFirst Savings account provides a practical place to begin.

 

Account Features at a Glance

The URFirst Savings account is designed to make saving simple while giving you convenient access to your money.

Account features include:

  • $100 minimum opening deposit

  • Interest paid on balances of $100 or more

  • Six free withdrawals per calendar month

  • $5 fee for each additional withdrawal1

  • Free online banking and bill pay

  • Free eStatements

  • Monthly account statements

  • Limited transaction savings account

The six-withdrawal limit encourages saving while still giving you flexibility if you need to access your money. With online banking and bill pay, you can monitor your balance, transfer funds between eligible accounts, and keep track of your savings whenever it's convenient.

Low Fees, Easy to Waive

The URFirst Savings account has a $3 monthly service charge1, but it's easy to avoid.

The monthly fee is waived when you:

  • Maintain a minimum balance of $100, or

  • Maintain a total First Western relationship balance of $5,000 or more

A relationship balance is the combined balance of your eligible First Western Bank deposit accounts. If your total relationship balance is $5,000 or more, the monthly service charge on your URFirst Savings account may be waived.

If your account balance falls below $100 during the statement cycle and you do not meet the relationship balance requirement, the $3 monthly service charge will apply.

 

Who Is URFirst Savings Right For?

A savings account can support a variety of financial goals. Whether you're building an emergency fund or setting aside money for future expenses, keeping your savings separate from your everyday spending can make it easier to stay organized and track your progress over time.

The URFirst Savings account may be a good fit if you are:

  • Building an emergency fund

  • Saving for a future purchase

  • Looking for a basic savings account in Arkansas

  • Opening your first savings account

  • Keeping money separate from everyday spending

Because it offers a low opening deposit, straightforward account features, and interest on qualifying balances, URFirst Savings is a practical option for customers who want a simple way to build their savings over time.

Open Your Account Today

Opening a URFirst Savings account is a simple way to begin building healthy savings habits. Whether you're opening your first savings account or adding another account to help organize your finances, our team is here to answer your questions and help you choose the account that's right for you.

Visit your nearest First Western Bank location to open an account or speak with a member of our team to learn more about the URFirst Savings account.


1 - Fees could reduce earnings on account.