Peace of mind is priceless!
especially when it comes to your money. At First Western Bank, we believe financial confidence starts with the right tools. That’s why we created the URFirst suite of accounts, designed to help you bank safer, spend smarter, and save with purpose—all while keeping your hard-earned money local.
More Than Just a Checking Account
URFirst Advanced Checking gives you everything you need in a checking account – mobile banking, debit cards with custom alerts, online banking and bill pay, plus a package of extras that go way beyond what you might expect.
What You Get:
- Mobile banking with account alerts
- Custom debit card notifications for peace of mind
- Online bill pay for convenience
- Identity protection with daily credit file monitoring on all three bureaus (Equifax, Experian, TransUnion)
- Quarterly credit reports
- $10,000 identity theft expense reimbursement
- Mobile phone protection up to $300 in coverage
- $20,000 in Accidental Death & Dismemberment (AD&D) Insurance
- Shopping & travel discounts, including savings on gas, gift cards, hotels, and entertainment
All of this is available for just $6/month, making URFirst Advantage one of the best value checking accounts in Arkansas.
Who Should Open a URFirst Advantage Account?
URFirst accounts are designed for people who want:
- More value from their everyday banking
- Built-in security and insurance features
- Rewards and savings opportunities
- Personalized customer service at a locally-owned bank
- To keep their money in Arkansas—supporting their neighbors, not national corporations
Whether you're starting your first savings plan or just want a better checking experience, URFirst accounts put your financial well-being first.
URFirst Savings Account: Set Goals, Make Dreams Happen
Whether you're saving for a family vacation, new tech, or just building your emergency fund, URFirst Savings makes it simple and rewarding.
Account Highlights:
- $100 minimum opening balance
- Interest paid on balances of $100 or more
- 6 free withdrawals per calendar month
(Additional withdrawals are $5 each) - Low $3 monthly fee, easily waived by:
- Maintaining a $100 minimum balance
- OR having a total customer relationship balance of $5,000 or more with First Western
This savings account is perfect for those looking for a goal-based savings plan with the flexibility to access funds without penalties—as long as you keep your usage under the monthly withdrawal limit.
Why Choose First Western Bank?
At First Western, we do things differently. While there may be a bank on every corner, few offer the hometown pride, employee ownership, and full-spectrum financial services (banking, mortgage, insurance, and investments) that we do. When you bank here, your money stays here—supporting Arkansas families and businesses.
Ready for a Financial Checkup?
Stop by your local First Western Bank branch and let our team help you choose the account that best fits your lifestyle. We’ll walk you through the URFirst Advantage Checking or URFirst Savings account options and ensure you’re set up for success.